Dream of Digital India : A cashless India is the first step towards

Khushi Arora, New Delhi

“In a world that’s rapidly evolving, India is taking giant strides towards a future that’s cashless, contactless, and convenient. Today, I’ll delve into the transformative power of a cashless India, exploring its benefits, challenges, and the path ahead.”

A cashless India is the first step towards making the dream of digital India a reality. Cashless India is move assumed significance in backdrop of demonetisation of high value currency by NDA government at Centre. On November 8 2016, PM Narendra Modi announced demonetisation of currency notes of Rs 500 and 1000 and took people by surprise. People standing in spiralling queues at ATMs and bank’s counters to exchange their old currency notes.

cashless India economy has many benefits like:- A cashless economy can help reduce black money and tax evasion, and increase financial inclusion. It can also make money safer, easier to manage, and help people grow their money, but a cashless economy can also face challenges like security risks and a digital divide. Infrastructure and literacy are also issues that India faces. India has made significant progress in digital adoption, and in 2022 it became the second-largest digital market in the world. In the present India all people are able to do digital transactions and recently India launched their upi which is going to very popular all over the world and this idea is praising by most countries . 

In conclusion, the journey towards a Cashless India is a complex one, fraught with challenges but brimming with immense potential. While the benefits of a cashless economy are undeniable – increased transparency, reduced corruption, enhanced financial inclusion, and greater convenience – it is crucial to address the digital divide and ensure that the transition is inclusive and equitable.

A concerted effort from the government, financial institutions, and the general public is essential to create a robust digital infrastructure, educate citizens about digital payment methods, and instill confidence in the security of online transactions. By overcoming these hurdles, India can truly harness the power of a cashless economy, propelling itself towards a brighter future.

Thank you 🙏🏻 

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(खुशी दिल्ली के आरपीवीवी सूरजमल विहार स्कूल में 12वीं कक्षा में पढ़ती हैं। हिन्दी और अंग्रेजी दोनों भाषाओं में लिख लेती हैं। उन्होंने वॉट्सएप सन्देश के जरिए यह पोस्ट #अपनीडिजिटलडायरी तक पहुँचाई है। वह डायरी की पाठकों में से एक हैं।)
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खुशी के पिछले लेख

9 – Talking-Tree : I am also a living witness of this earth
8 – “Heat stroke can kill, get hydrated and chill” 
7- भगवान सबके पास नहीं हो सकते, इसलिए माँ बनाई, उसके लिए रोज 10 मिनट दीजिए
6 – No Smoking Day : Replace your cigarette with a glass of juice daily
5- इस मौसम में बारिश! हम प्रकृति का तारतम्य बिगाड़ क्यों रहे हैं?
4- घर में बच्चों को ‘लैंगिक समानता’ के बारे में भी बताएँ, ताकि वे आगे कोई भेद न करें
3- अपने शिक्षकों के लिए एक बच्ची की भावना : ज्ञान प्रकाशित कीजिए, आप समर्थ बलवान
2- कितना बेहतर हो, अगर हम लड़कियों को उनकी सुरक्षा करना भी सिखाएँ!
1. संस्कार हमारे जीवन में कैसे अच्छी या बुरी भूमिका निभाते हैं?